Law

Accidents are Stressful: Save Ahead and take the Stress out of the Future

accident lawyer
Written by Jimmy Rustling

Have you ever sat down and really thought about your future and the future of your family?  If so, you know how many ifs, buts, and maybes are involved in such introspection.  Planning for the future is hard enough when you’re on your own, but now that you have a family, the task seems like an endless array of what ifs.  However, planning ahead does not need to be a stressful event.

When you take the initiative to plan ahead for the future, you are taking the steps necessary to protect your family.  One way to do that is to create an emergency fund for your family in case of accidents or unexpected medical bills such as dental expenses, illness, and injuries.  In addition, this fund will help to locate a lawyer that represent plaintiffs in car accident and auto crash cases if such a situation arises, though we certainly hope it never does!

Stress is the last thing you need if an accident happens

If an accident does occur, it is important to have everything in place in order to reduce the amount of stress the situation may cause.  There is already enough worry surrounding finding an attorney, handling medical problems, speaking to doctors, and many other parts of such a case.  Having the necessary emergency funds to cover expenses will remove the largest stress factor of all, as money seems to be at the root of nearly every stressful event in our lives.

The best way to take away that stress is to simply create an emergency savings fund and go from there.  It does not have to be hundreds of dollars at first.  The minimum amount necessary to open a savings account will do, as that will be the push to get your family started saving.  From there, simply make a plan to put a bit of money in the account daily or weekly, but never longer than that as it is easily forgotten and then you are right back to square one.

If you find it hard to commit to saving, simply stop by the bank each day with whatever extra you have on hand.  Even if that amount is only a few dollars, or even a handful of change, commit to the deposit and forget about it.  That way you do not run the risk of having to regain ambition later on.

Choose a savings plan that has a good interest rate!

Another thing to remember is to choose a savings plan with an interest rate that will benefit your savings account as best as possible.  Although many savings accounts do not offer more than a 2% annual interest rate, even this small value will add up over time, as it accrues daily in many cases.  That means that every dollar you put in would be gaining .02 daily (or quarterly depending on your account terms) and that is extra money in your emergency fund that you didn’t have to cut somewhere else.

Get your family involved in the savings fund as well.  Working together as a family to create a fund that could save the family if an accident occurs will give everyone the boost they need to get the ball moving.  This is also a strong lesson for kids, as they will feel a sense of accomplishment knowing they are helping to keep the family safe from financial harm.

Most important is the need to take positive action if an accident does happen.  Contact an attorney immediately, access that emergency fund, and get active in successfully completing case objectives to help the attorney provide a positive end result in your case.  This way, your family can get back to what they do best, working together for the future.

About the author

Jimmy Rustling

Born at an early age, Jimmy Rustling has found solace and comfort knowing that his humble actions have made this multiverse a better place for every man, woman and child ever known to exist. Dr. Jimmy Rustling has won many awards for excellence in writing including fourteen Peabody awards and a handful of Pulitzer Prizes. When Jimmies are not being Rustled the kind Dr. enjoys being an amazing husband to his beautiful, soulmate; Anastasia, a Russian mail order bride of almost 2 months. Dr. Rustling also spends 12-15 hours each day teaching their adopted 8-year-old Syrian refugee daughter how to read and write.

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