Car accidents are overwhelming, especially when they cause severe damages and injuries. The moments after a crash are critical for your health, safety, and potential insurance claim. Knowing what to do will ensure you get the medical attention you need. It will also protect your rights and ensure a smoother recovery as you heal from the aftermath.
Stay Safe and Call for Help
Immediately after an accident, you must assess the extent of your injuries and those of your passengers. If you are seriously injured, avoid moving around until help arrives.
- Move to the side of the road or a safer location if possible.
- Turn on your hazard lights to alert other drivers.
- Call 911 to report the accident and request emergency medical services.
If you get hurt in a car accident, even if the injuries seem minor, it is critical to seek medical services. Some injuries may not immediately produce outward signs, especially if your body is in shock.
Document the Accident Scene
If physically able, gather as much evidence as possible from the scene. The evidence you gather can help you with any insurance claims. Take these steps:
- Take photos and videos of your vehicle, the road, traffic signs, and the other vehicle.
- Gather witness’ contact information in case you need their statements later.
- Exchange details with the other driver, including names, phone numbers, license plate numbers, and driver’s license numbers.
- Request a copy of the police report.
Taking these steps after a car accident can help protect your rights as you pursue compensation. Have an uninjured passenger, police officer, or witness take photos and gather evidence if you are too injured.
Seek Medical Attention
A medical evaluation is necessary even if you do not feel seriously injured. Shock can cause you not to realize you have a concussion or internal bleeding. Since some injuries may not show up right away, consider taking care of the following tasks:
- Visit the emergency room or your doctor right away.
- Follow all medical advice and instructions.
- Keep copies of all medical records, prescriptions, and receipts.
Delaying medical care not only puts your health in danger and can make your injuries worse, but it also can weaken your insurance claim. The insurance company may try to use your delay in seeking medical treatment against you.
Report to Your Insurance Company
It is essential to report the accident to your insurance company right away. Provide accurate information and avoid admitting fault, even if you are to blame. When speaking with the insurance adjuster:
- Stick to the facts and keep things concise.
- Submit all documentation with your claim and on time.
- Keep track of claim numbers and adjuster contact information.
Be cautious about giving statements if the other driver’s insurance company contacts you. You may want to consult with an insurance advocate or attorney before proceeding.
Track Your Expenses
Injuries from a car accident can lead to many expenses, including medical bills, medications, and treatments. You will likely experience lost wages. Keep records of all these expenses:
- Hospital visits, prescriptions, and medical treatments
- Time missed from work due to injuries
- Transportation costs for appointments
You will need these records if you file an insurance claim. They will help prove your losses to the insurance company so you can get a fair settlement.
Remember to protect your rights throughout the process. Know your entitlements, and do not settle for less than fair compensation.
