Law Lifestyle

Exploring the Key Factors in Personal Injury Claims

Written by Jimmy Rustling

If you’ve been hurt because of someone else’s actions (or inaction), you’ve probably heard the word negligence thrown around. It’s the legal concept that sits at the center of most personal injury claims. Understanding what it actually means can help you make sense of whether you have a case and what proving it actually requires.

As the attorneys at Campbell & Associates explain, “When an individual is injured through the fault of another party, he or she can file a personal injury claim to seek compensation for their injuries. This claim allows the injured party to seek all appropriate damages from the at-fault party or, more typically, his or her insurance company.” 

That’s the big picture. But to get there, you have to establish negligence. And while it can be fairly straightforward, negligence has a specific legal definition that goes beyond just proving someone did something wrong.

There are four factors that have to be present for a negligence claim to hold up. Think of them as a checklist. If any one of them is missing, the claim becomes significantly harder to pursue.

  • Duty of Care

The first factor is establishing that the person who hurt you had a legal duty of care toward you in the first place. This sounds technical, but in practice it’s usually pretty straightforward. The classic examples:

  • Drivers have a duty of care to other people on the road. 
  • Property owners have a duty to maintain reasonably safe conditions for people who enter their property. 
  • Doctors have a duty to provide care that meets accepted medical standards. 

Duty of care is rarely the contested part of a personal injury claim because it’s so often obvious. The more interesting legal questions tend to come later. But establishing it is still an essential first step. Your attorney will make sure it’s addressed from the start.

  • Breach of Duty

Once you’ve established that a duty of care existed, the next step is showing that the other party breached it. A breach happens when someone fails to act the way a reasonably careful person would have acted under the same circumstances. Using our previous examples:

  • A driver who runs a red light breaches their duty of care to other motorists. 
  • A property owner who ignores a known hazard for weeks without fixing it or warning anyone breaches their duty to visitors. 
  • A doctor who misses a diagnosis that any competent physician would have caught breaches their duty to their patient. 

The standard isn’t necessarily perfection, but they should be normal in their actions. The question the law asks is whether a reasonable person in the same situation would have acted differently.

This is often where the real work of a personal injury case happens. Proving a breach requires evidence, and building that evidence takes thoroughness. Every factor needs to be taken into account here.

  • Causation

Establishing that someone breached their duty isn’t enough on its own. You also have to show that their breach is what actually caused your injury. This is the causation factor, and it has two dimensions worth understanding.

The first is what’s called actual cause – meaning the breach directly led to the harm. If the driver hadn’t run the red light, the collision wouldn’t have happened. If the property owner had fixed the broken step, you wouldn’t have fallen, etc. The breach has to be the reason the injury occurred.

The second dimension is proximate cause, which is about something lawyers like to call “foreseeability.” The injury that resulted has to be a reasonably foreseeable consequence of the breach. Cases can get really complex here, particularly when there are multiple factors involved or when the connection between the breach and the injury isn’t entirely direct. 

  • Damages

The final factor has to do with damages. This means you actually suffered a measurable harm as a result of what happened. This can include medical bills, lost wages, property damage, future medical costs, etc. It can also involve non-economic damages like pain and suffering.

Let’s be sure to hammer home a really important point here. Even if someone was absolutely negligent and you can prove every other factor, a personal injury claim requires that you suffered actual documentable harm. A near-miss that didn’t result in injury might be scary. However, it doesn’t necessarily mean you have a claim for negligence.

Damages are another factor that influences the value of a claim. The more thoroughly documented your losses are, the stronger the foundation for pursuing full compensation.

Putting It All Together

If you’re counting at home, that’s duty, breach, causation, and damages. All four of these have to be present. (Not only that, but they have to be demonstrated clearly.) That’s a lot of work, which is why you shouldn’t try to do this on your own. You need to have an experienced personal injury attorney in your corner to help you build your claim. This is an extremely important decision that will impact your life for years to come. Don’t take it lightly!

 

How useful was this post?

Click on a star to rate it!

Average rating 0 / 5. Vote count: 0

No votes so far! Be the first to rate this post.

About the author

Jimmy Rustling

Born at an early age, Jimmy Rustling has found solace and comfort knowing that his humble actions have made this multiverse a better place for every man, woman and child ever known to exist. Dr. Jimmy Rustling has won many awards for excellence in writing including fourteen Peabody awards and a handful of Pulitzer Prizes. When Jimmies are not being Rustled the kind Dr. enjoys being an amazing husband to his beautiful, soulmate; Anastasia, a Russian mail order bride of almost 2 months. Dr. Rustling also spends 12-15 hours each day teaching their adopted 8-year-old Syrian refugee daughter how to read and write.