At first, it might seem like an extra expenditure, but travel insurance online is a mandatory box to tick on the never-ending trip planning checklist. This safety net acts as a financial shield against unexpected events that can derail even the most meticulously planned vacation.
Now, when you are finally all set to begin your vacation planning, you must be thinking about the best time to snag that travel insurance policy. Today, in this guide, we’ll understand the optimal timing for securing this insurance, ensuring you have complete peace of mind without overpaying a single penny.
But first, let’s understand what exactly this policy is about and how it works.
As the term implies, it is basically insurance for the financial safety of you and your loved ones. It offers complete financial protection and financial safety from unexpected events that could disrupt your plans.
Take a step back and imagine for a second; what if you miss your flight due to illness or lose your luggage? This is where such an insurance policy steps in, as it’ll help you reimburse you for those costs.
If you go with the right vendor, like Niva Bupa, such travel insurance online covers trip cancellations, interruptions, medical emergencies abroad, lost luggage, and even, in some cases, delays. So basically, this works like buying insurance: You purchase the insurance, and if, god forbid, any situation arises during your trip, you file a claim to get reimbursed for your expenses.
Contents
Best Time to Buy Travel Insurance for Your Trip
Early Bird
It’s essential to understand that purchasing your insurance as soon as possible, ideally right after booking your flights and accommodations, is the best time! This is simply because it unlocks the full potential of trip cancellation coverage, reimbursing you for non-refundable costs if unforeseen events force you to cancel your exciting trip. You might even snag promotional discounts for early purchases.
14-Day Buffer
There is no need to worry if your trip is a last-minute decision. Most providers allow purchases up to 14 days before departure, which offers some protection for trips with significant non-refundable deposits.
Beyond 14 Days
Technically, you can still buy travel insurance, but options are pretty limited and scarce. Here, depending on your insurer, you might find limited medical coverage options, possibly at a higher cost.
Which is the company to buy travel insurance online?
Niva Bupa! If you are planning a trip with your loved ones, don’t forget to add this tour insurance to your cart. From journey cancellation to emergency experience extension, you name it, and they have it!
One of the leading corporations in this sphere, Niva Bupa has undoubtedly received the trust of millions of Indians who plan their worldwide journeys.
Here is a step-by-step guide on how to avail insurance from them:
- Visit the Niva Bupa website and click “Travel Insurance” in the header.
- On that page, use the drop-down menu to select a destination, select the departure and return dates, and input your phone number.
- After clicking on view plans, you can choose the number of travellers and add their date of birth.
- After this, you can check the destination-specific plans on the next page.
- Review and select the appropriate plans, change the sum insured to the amount you want to insure for your trip, and choose any add-ons.
- After this, click “Next” and fill out the relevant information and medical declaration to purchase the plan of your choice.
- Once the payment is complete, you will receive the buy travel insurance policy through email.
Conclusion
The best time to buy travel insurance online is immediately after booking your trip. Purchasing early maximises coverage benefits, including protection against trip cancellations, pre-existing medical conditions, and travel supplier financial defaults.
